Insurance/Financing

Participating Insurance Companies

Listed below are the insurance companies that Lone Star Surgical is enrolled with and might cover bariatric surgery procedures. This is however not a guarantee, it is important to consult with your insurance provider about all specific requirements.

  • Blue Cross Blue Shield
  • Cigna
  • County Indigent
  • First Health
  • Healthsmart
  • Humana
  • Inter Health Group
  • Health Plans
  • Medicaid
  • Medicare
  • Mercy
  • Mercy Ministries
  • PHCS/Multiplan
  • Texas True Choice
  • Tricare Standard
  • Unicare
  • U.S. Marshal

Improve Your Chances to be Approved for Bariatric Surgery

Although a number of insurance companies cover Bariatric Surgery, many individuals find their medical providers make it somewhat difficult to attain approval. Most insurance companies require a letter outlining a patient’s weight loss history and the medical necessity for the surgery before they will even consider financing the procedure. While many insurance companies still won’t cover some procedures, like the Sleeve Gastrectomy.

We hope that this document will help you in your attempt to receive coverage from your insurance company. The following pdf is an outline of the important points and steps to take in order to get the coverage you need for your weight loss surgery.

Financing as an Alternative

For many bariatric patients, especially those without insurance, surgery is a very large discretionary purchase. Few have the funds available in their savings or investment accounts, so they seek to secure a loan from family or a banking institution (e.g. home equity loans). The whole process can be very discouraging and uncomfortable and may cause to delay your surgery. As a value-added service, Lone Star Surgical is now offering payment solutions through healthcare financing companies.

These financing plans offer many benefits. First and most importantly, they makes it easier for you to get the surgery you want when you need it. Second, financing makes surgery accessible to a wider range of patients by providing a payment solution that fits comfortably into your monthly budgets and lifestyles.

With third party financing you typically can choose between several different plans, including no-interest and low-interest extended payment options, making it easy to fit payments into your monthly budget. You can finance up to 100% of care, and there are no up front costs, annual fees or prepayment penalties. Plus you can reserve your consumer credit cards for unplanned and household expenses. There is minimal paperwork and submitting your applications can be done in a variety of ways, including online, fax, by phone or our office.

So now that financing is a viable alternative if you are denied coverage by your insurance company or you don’t count with one. You can learn more about Lone Star Surgical financing options by visiting the following link or by calling or emailing KIMBERLY@lonestarsurgical.com, or LAUREN@lonestarsurgical.com

Our team will always develop programs to help you not only address your pre and postoperative emotional and psychological issues, but also provide you with financing solutions as well.

 

Lone Star Surgical Insurance | Lone Star Surgical Financing | Laredo TX | San Antonio TXeFinancing Solutions, LLC www.mymedicalfinancing.com phone: 1-800-728-9585Lone Star Surgical Insurance | Lone Star Surgical Financing | Laredo TX | San Antonio TXCareCredit® www.carecredit.com phone: 1-800-365-8295
Lone Star Surgical Insurance | Lone Star Surgical Financing | Laredo TX | San Antonio TXLaredo Federal Credit Union www.laredofcu.net phone: 1-877-722-3972Lone Star Surgical Insurance | Lone Star Surgical Financing | Laredo TX | San Antonio TXChaseHealthAdvance www.healthadvance-online.com phone: 1-888-519-6111

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